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Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer Sample Questions:

1. A licensee who has a change of address must notify the Insurance Commissioner within

A) 120 days.
B) 30 days.
C) 90 days.
D) 60 days.

2. In broad terms, the types of support and services generally associated with Long-Term Care policies are provided at which three levels of care?

A) Professional, social, and economic care.
B) Skilled nursing, intermediate, and custodial care.
C) Home-based, assisted living, and medical care.
D) Functional, rehabilitational, and medical care.

3. A policyowner purchased a whole life policy. How long after purchase can the policyowner borrow against the cash value of the policy?

A) 2 years
B) 3 years
C) never
D) 1 year

4. A deliberate lie by an insured to the insurer to obtain a lower premium is an example of

A) fraud.
B) aleatory.
C) concealment.
D) omission.

5. Disability policies MOST often pay benefits in the form of

A) a lump sum payment based on projected income.
B) periodic income.
C) a lump sum reimbursement for wages lost.
D) an annuity.

Solutions: